Looking for Auto Insurance in San Antonio?

At My Insurance Group, we’ve got you covered. We specialize in standard auto insurance and collector car insurance.

No matter where you live in Texas, car insurance is about more than just covering damage to your vehicle. It’s about protecting you, your passengers, and others on the road.

With the increasing number of cars and driver distractions, the risk of accidents is high. Every time you get in your car, you face potential risks. That’s why understanding your coverage options is critical—not just for your car but for your personal liability and any injuries caused by negligence.

Why Adequate Car Insurance Coverage is Essential

If you’re found at fault in an accident, you could lose everything without proper insurance. Many don’t realize that great coverage doesn’t always mean high premiums.

As a 100% independent agency, My Insurance Group compares your current policy with various providers to find you the best deal at no extra cost. We’re paid by the insurers, so our job is to ensure you get the protection you need, without gaps, at the best price.

Insurance policies aren’t one-size-fits-all. Two similar-looking policies can have vastly different terms. That’s why you need experts like us to navigate the fine print, so you get optimal coverage without hassle.

Key Auto Insurance Coverages You Should Know About

Collision Coverage: Covers damage to your vehicle from accidents with other cars or objects (curbs, guardrails, etc.).
Comprehensive Coverage: Protects against non-collision damage, such as theft, broken windshields, or animal impacts.
Property Damage: Covers damage to others’ property, including cars, homes, and more.
Bodily Injury Liability: Pays medical bills if you injure someone in an accident. Carrying sufficient limits is crucial due to rising medical costs.
Uninsured & Underinsured Motorist Coverage: Protects you if you’re hit by someone without enough insurance. This coverage is vital since you can’t control how much insurance others carry.

Factors That Affect Your Auto Insurance Rates

Age: Drivers under 25 and over 65 typically face higher rates due to higher accident statistics.
Credit: Better credit scores often result in lower premiums.
Vehicle Type: Your car’s model, engine size, and safety features impact your rates.
Driving History: A clean record helps reduce your premium, while violations or accidents can increase it.
Household Composition: Insurance companies assess the risk of all household drivers. Younger drivers can raise everyone’s rates.

Get Your San Antonio Auto Insurance Quote Today!

My Insurance Group makes comparing car insurance easy. Just provide some basic information, and we’ll handle the rest to find the best coverage at the best price.

Click here to get started on your quote request today.