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Exclusive E&O Program for Integra Partners

My Insurance Group is proud to offer exclusive Cyber Liability & E&O coverage to Integra Partner Agencies.

  • 17 years P&C experience
  • Current Partner at My Insurance Group
  • Commercial Focused
  • Sales & Service Director
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Luis Leal, Chingon Risk Advisor & Owner

(210) 347-8969 • luis@myinsurancegroup.com

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Coverage Benefits & Details

  • E&O Coverage placed with an Admitted, A+ AM Best Rated Carrier
  • Preferred pricing for Integra Agent Partners
  • Premium financing option through IPFS
  • Simplified application and Streamlined Process (online application coming soon)
  • Coverage included for Life, Health and Accident products
  • Optional coverage available for sale of Mutual Funds and Variable products

Cyber Liability Features

First Party Coverages

  • Computer & IT Forensics – investigation to determine the who, what, when and how.
    • Who did it?
    • What data was compromised?
    • When it happened?
    • How the cyberattack happened?
  • Notifications – Cost to notify affected parties.
  • Crisis Management – Hiring a public relations agency to help manage the public message and help to restore the company’s reputation.
  • Social Engineering – losses caused by an employee transferring money or other property due to fraudulent instruction when pretending to be an authorized person.
  • Cyber Extortion – This could include, ransom payments, hiring security experts to prevent future extortion attempts and negotiation fees.
  • Legal Fees & Lost income – Business interruption or fees levied on a business by a governmental agency.

Third Party Coverages

  • Transmission of Software Viruses – defense cost and/or damages to the injured party in the event a cyberattack on your business affects your clients or vendors.
  • Denial of Service (DoS) Attacks – data recovery, IT forensics, loss of income to the affected party.
  • Breach of Personally Identifiable Information (PII) – Notification expenses, defense costs, settlements and judgements to affected parties.
  • Breach of contract
  • Legal Expenses and industry fines – attorney fees, court cost, settlements, judgements, regulatory fines
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